Chapter 209

Later, Chen Xu started using his SMMH identity to make money. He vaguely felt that tens of millions might not be much to some people, but thinking about Guan Yijia, even if he was rich, he could never compare to him.

But now, little did they know, their meager possessions were nothing compared to others'!

A trillion dollars... Good heavens, how could they possibly care about their meager savings?!

Guan Yi sighed as he looked at Chen Xu's dumbfounded expression.

Indeed, given the current situation of the housekeeper, with total assets of trillions and annual profits reaching 50 billion US dollars, it's equivalent to creating six or seven of China's richest people in a year. Why bother about how much money the man's family has? Unless it's a political marriage like the four major families.

You didn't even think of such a simple principle, yet you thought you were clever... Isn't this a case of being too clever for your own good?

Only then did Chen Xu realize what was happening, and he clicked his tongue: "You mean... um, let me ask, besides your family, which other families also went overseas during the Self-Strengthening Movement and have prospered to this day?"

Chapter 347 Borrowing Money from His Woman

Guan Yi gave Chen Xu an approving look. As expected of the man she had chosen, he quickly grasped the key points of her words.

“That’s right, you probably guessed it. The three people I just introduced are from three other Chinese families whose strength is similar to ours.” Guan Yi solemnly opened his computer and pulled up an encrypted file: “North American Butler Four-Leaf Clover, Western European Li Family Peony Pavilion, Southeast Asian Dong Family Green Bamboo, Eurasian Yu Family Azalea.”

"These are the four most powerful Chinese families in the world today, and the current state of the world. Some European families, the four major American families, plus us, well, and those useless people in the Middle East who only know how to live off their oil wealth, constitute the world's top group of the richest people... and at the same time, the group that controls the lifeline of this world."

Seeing Chen Xu's mouth drop open, Guan Yi leaned against Chen Xu's chest and said softly, "Xu, I didn't intentionally hide it from you before. It's just..."

“Okay, I understand,” Chen Xu hugged the stunningly charming woman. “I know what you mean… To be honest, even now, it feels so far away. A trillion… in US dollars, my God. I used to think that a thousand dollars was a lot, and even now… well, it’s still unimaginable for me.”

Guan Yi pressed her face against Chen Xu's chest, listening to his healthy heartbeat, and said, "I'd rather not have that much money, but of course I can't be without money either. However, having tens of millions in assets is enough for me. And now, such a huge family fortune is more of a burden than an honor." She looked up at Chen Xu, "Among the current generation of family members, I am the only direct bloodline, the first in line to inherit. It can be said that, barring any unforeseen circumstances, in at most twenty years, this huge family fortune will be entirely inherited by me."

The woman stretched out her finger and slowly drew circles on Chen Xu's chest, making Chen Xu feel itchy, and his heart felt itchy too.

If we weren't discussing serious matters, he probably would have pushed this fairy down right then and there.

“I didn’t say this before because I felt there was no need to talk about it… I found a stand-in to study at Cambridge in my place so that I could settle down and live the life I wanted for the four years of university. I met you, Gao Xiaojie, Zhan Jing, and Bi Xuan. When I had free time, I would take on some small film jobs to earn a little money, which was enough for my ordinary living expenses at university. I felt that this kind of life was very happy, really happy.”

“But this happiness is fleeting… I don’t want to come back here, but I have to. Trillions of dollars are enough to make countless people risk their lives, but for me, this wealth is a burden.” Guan Yi’s eyes glistened. “This isn’t wealth; it’s pressure. I must uphold the family’s tradition and bring glory to the entire family. This is my destiny. And today… my dear, I’m telling you this so you can understand our current situation. Do you have the confidence to defeat those guys who are after your woman and eventually marry me?”

As she said this, a hint of mischief flashed in the woman's eyes, but there was also worry.

Although SMMH is strong, Chen Xu's current opponent is not weak either... With a family fortune of trillions, becoming Guan Yi's husband is equivalent to becoming the head of the world's most powerful family. This temptation is too great, enough to make a group of ambitious people rush towards it like moths to a flame!

Chen Xu's response was to hold her tightly in his arms, laughing and scolding, "You've already slept with me, I don't have a penchant for letting others cuckold me, fine, whatever, even if heaven and earth unite, mountains crumble, snow falls in June, and thunder roars in winter! Even if all of that is possible, trying to steal my woman is absolutely impossible! Any blind bastard who dares to come looking for death, I'll slap your man to death!"

Guan Yi leaned against Chen Xu's chest and smiled happily. Sigh, this is how her man is. It's supposed to be such a romantic phrase, from the Book of Songs, "Shang Xie": "I wish to be with you forever, until the end of time. Until the mountains crumble, the rivers run dry, winter thunder roars, summer snow falls, and heaven and earth unite, only then will I part from you..." Yet he's made it sound so vulgar. Really, she doesn't know what to say to him.

But Guan Yi, who grew up in the United States and was not exposed to the poison of Chinese TV dramas, and had never even watched "My Fair Princess," would never have known that if that line were said in a serious tone, it would immediately evoke a strong, sour smell, like aged vinegar. Romantic? More like nauseating!

However, Chen Xu was also extremely surprised.

No, it could even be described as horrifying.

Chen Xu is, well, to put it bluntly, quite a chauvinist. Someone once said that one of the essential factors for a harmonious family is that the man's income is significantly higher than the woman's... otherwise, problems are almost guaranteed!

Chen Xu had the same idea in mind. He originally thought that he had obtained a supercomputer and could make money using the things on the computer. Looking at the world, who else could be the new generation of rich and powerful people who rose to prominence in a short period of time?

But Guan Yi's words made him realize that such powerful and ancient families existed in the world. Trillions of dollars in wealth… Considering Bill Gates' lifelong hard work, Microsoft's market capitalization is only three hundred billion dollars… Of course, the word "only" is very inappropriate here. Gates is already a miracle; even for the four major families today, expecting them to earn three hundred billion dollars in thirty years with virtually no capital is an impossible task.

This is the inevitable result of technological development... The power of technology has surpassed the monopoly of clans and powerful families. Take Microsoft, for example, which started as a small company and grew to the equivalent of one-third of a butler's wealth in just thirty years. How powerful is that? You have to understand, which of the world's major conglomerates and families did not go through hundreds of years of ups and downs and then catch the once-in-a-millennium opportunities of World War I and World War II to get to where they are today?

It's no wonder that SMMH is now highly regarded by so many people, because its momentum is stronger and more terrifying than Microsoft's!

Therefore, while Chen Xu was shocked by the power of these families, these families were in fact also shocked by him and the SMMH behind him.

However, Chen Xu quickly thought of another problem.

money!

He's really short of money right now!

The purpose of publishing "Across the World" can be bluntly stated as making money!

Of course, the game's quality is there, and its advanced programming structure can eliminate the biggest killer of online games... cheats, which are unlikely to appear for several years. So, how this game develops is entirely up to Yi Shuihan and his team; Chen Xu is after the game card revenue... Of course, as a former online game player, Chen Xu still hopes that Yi Shuihan and his team will manage this game well and make it a high-quality game, rather than the ghost servers filled with bots that are common in many online games today.

It's like an ordinary person who finally saves up some money, but it's not enough to buy a house. Then his girlfriend steps in and says that her family is very wealthy and buying a house is absolutely no problem for them...

Chen Xu was in a dilemma. He was a very chauvinistic man, and asking a woman for money felt like a loss of self-respect. What's more, that amount of money was definitely not small... Girls from well-off families might not mind asking their parents for tens of thousands of yuan in pocket money, but asking for over a million yuan was probably not an easy task.

Guan Yi had been watching Chen Xu's expression closely. When he suddenly hesitated, he asked softly, "Xu, what's wrong? Is something bothering you?"

Chen Xu thought for a moment, and finally gritted his teeth and said, "I was thinking, could my teacher borrow money from your family, or cooperate in other ways? Well, let me put it this way, my teacher told me that he is short of money right now, very short of money, and he really needs a large amount of funds."

"SMMH is short of money?" Guan Yi's pupils contracted. If you were to ask who's been the biggest money-maker in recent years, it would undoubtedly be SMMH!

The profits from "The Babel Tower Translator" have made the four major families envious. Not to mention "The World in the Sky," which is about to be listed, the "Civilian Food Safety Detector," which was recently launched worldwide, is also a profitable project.

How could SMMH possibly be short of money?!

If anyone else had said this, it would have been considered a huge joke! But the person who said it was Chen Xu... the only person in the world qualified to say it!

Guan Yi suddenly felt a surge of excitement!

Her keen business acumen and sense of urgency regarding family interests allowed her to immediately recognize the value of this news...

What would it be like to establish a strategic partnership with SMMH?!

Admittedly, with the butler's current financial resources, there is absolutely no need for him to take SMMH seriously. However, even with the butler's financial resources, he absolutely cannot say that SMMH will not have the resources to challenge them in the future!

The butler's influence extends to several banks in North America, and the credit capital that the banks have given SMMH is... three hundred billion US dollars!

In other words, as long as SMMH is willing to lend money, he will have a credit line of $30 billion without needing to use anything as collateral!

This number is absolutely terrifying!

You have to understand, SMMH is a money-making machine, and countless people are eager to lend him money and be tied to his side!

It's safe to say that if Yi Shuihan's S company wanted to go public, its stock would skyrocket, selling even more shares than PetroChina!

Of course, China's listing regulations differ from those of the United States. While listing now would certainly allow Company S to raise a large sum of money… it would be tantamount to killing the goose that lays the golden eggs.

When a company has an incredibly broad and bright future, going public to raise funds is a completely idiotic act! You should know how heartbroken Bill Gates was when he took Microsoft public. If he had kept all, no, half of those shares, he would have become incredibly wealthy.

However, it is clear that Company S will not share its golden goose with others in the short term. Moreover, with the support of Huang Anping and the powerful figures behind him and the military, even though many people are green with envy, they do not have the power or courage to touch Company S.

Therefore, it seems that Company S's IPO is a long way off. While this means Company S will earn money more slowly, it has a significant advantage in the long run. However, this also creates a problem: many people, even if they beg and plead, cannot get money to Company S... They are not short of money now; they have only taken out very small loans from banks. How could they possibly be short of funds?

However, no one expected that while Company S was not short of money, SMMH was!

What earth-shattering research project is he working on now? Is he short of funds?

If we can take this opportunity to tie SMMH to the same warship as ourselves, it will definitely be beneficial in every way!

Even someone as powerful as the butler has to take seriously the enormous benefits and potential value that SMMH can bring!

In that instant, Guan Yi seemed to transform into that shrewd and capable young lady housekeeper: "Then do you know how much money your teacher is short?"

"It's hard to say," Chen Xu shook his head with a wry smile. To build Tongchi Island into a world-class technology capital, a new force independent of the world's major powers, simply having the futuristic technology in Xiao Min's data isn't enough. The most important thing is money!

Lots and lots of money!

This amount of money, hundreds of billions, is truly a bottomless pit!

"What's the approximate number?"

Chen Xu considered for a moment: "At least tens of billions of US dollars are needed now, which is probably just enough for the first step of funding."

"Hiss..." Guan Yi gasped. She guessed that SMMH would definitely need a lot, but tens of billions of dollars were only enough for the initial funding operations... What was he planning to do?!

Without any hesitation, Guan Yi nodded and said, "If you can stand up for your teacher, I can report to the family and mobilize 10 billion yuan to lend to him!"

Now it was Chen Xu's turn to be surprised.

Is this a favor or a business deal?

Chen Xu can now be considered a businessman in a nutshell, so he naturally knows that personal relationships and business should not be confused.

When Guan Yi mentioned the family, she was probably referring to the business. After all, she wasn't the head of the family yet. Hundreds of billions of dollars was no small sum. It was a number that more than 99% of the world's population would never dare to imagine in their entire lives, let alone ordinary people!

Sure enough, Guan Yi sighed and said, "Ah Xu, I must say this is a business deal. Although you are my man, I cannot offer you any preferential treatment in this regard. I am 80% confident that the family will agree to this fund transfer, but that's only because of SMMH. Similarly, the family can choose not to investigate the use of these funds, but they will need to receive some benefits. Do you understand? The family cannot lend money out directly for nothing, especially such a large sum of wealth. Ten billion US dollars, no matter where it's thrown, can generate at least a billion in profit a year... This world is a world where money makes money. The more capital you have, the faster you make money."

Chen Xu pressed his finger to her lips and smiled, "I understand. How about this, you go back and discuss it with your family, and I'll discuss it with my teacher. I certainly won't put you in a difficult position. Besides, you've helped me... well, you've also helped my teacher out of a tight spot!"

He almost let it slip, but a sense of absurdity arose in Chen Xu's heart.

This is my woman. After she inherits the family business, I should also have a share of the property... Even if these big families have rules that prevent the family's property from being included in my name, in reality, isn't my woman's money my money too?

His own woman lends him money, and he has to go through so many procedures...

Isn't this a case of bureaucracy killing people?!

Chapter 348 Videophone

Chen Xu also knew that Guan Yi was taking care of him while protecting the interests of his family.

If you're talking about getting a bank loan, the first thing they'll ask you is what you plan to use it for. Even if you're making it up, you have to come up with a reason! If you say you have an urgent matter to attend to but don't say what it is, nobody's going to lend you money!

Guan Yi was very considerate and didn't ask SMMH what they needed the money for, even though it was a question that anyone would be curious about.

Chen Xu doesn't want many people to know about the construction agenda of Tongchi Island yet, so as not to make Tongchi Island the focus of attention for others before it has enough strength.

Ten billion US dollars could indeed solve many of the immediate problems... It's not that Chen Xu didn't want to borrow money from the bank, but that the bank simply couldn't lend it to him!

The identity of SMMH is not a legally defined natural person. Banks require at least a household registration and ID card for loans. What kind of identity is SMMH? Asking Yi Shuihan for help? That's possible, but the problem is that such a large amount of money is something that any bank would pay close attention to. However, Chen Xu cannot let these people know the movement of this money so early.

Of course, if the butler were to arrange the transfer of these funds, Tongchi Island would still become known to them... but that's not a problem.

First of all, the butler has the qualifications and status to know about the existence of this island. You should know that this island was given to Chen Xu by Tarot, the king of the shadow forces in Europe. Although it is not yet known which conglomerate or groups are behind Tarot, they must be kings as wealthy as the butler.

Moreover, Guan Yi is there.

Given this woman's shrewdness and her relationship with Chen Xu, she will surely handle this matter properly and keep those who know the news within a certain range... This is the only option left.

As for the benefits the butler wanted...

At this moment, Guan Yi was no longer the butler and future head of the family, but transformed into a devoted wife who was wholeheartedly planning for her man: "Actually, the benefits don't need to be too many, and absolutely cannot be too many. You could even have your teacher give the family a project that is far off but has potential, because this is, after all, the first cooperation between the two sides. I can tell you something: just based on the name SMMH, the family can allocate 30 billion US dollars to lend to him... as long as he asks! No collateral is required!"

"So many?!" Chen Xu's eyes lit up... Of course, he knew that Guan Yi dared to speak so confidently because of his own self-assurance!

No one can take a butler's money for free! If they dare to lend it to you so easily, they're not afraid you won't pay it back, even if you're an SMMH!

He understood what he meant.

“A promising plan…” Chen Xu pondered for a moment and said, “I’ve heard my teacher mention a few of them. Why don’t I tell you now and let my wife give me her opinion?”

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