A fortune lost can be regained

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Even if you spend all your money, it will come back again.

Author: Shu Ke

The Ning family has a son who is as beautiful as jade.

Yu means beautiful jade.

The Ning family had a son who lived up to his name, gentle and refined. By the age of fifteen, his talent had spread far and wide, making him a well-known scholar in the city. He was of pure character, spoke eloquently, and was impeccably handsome. He was the object of affection for countless girls, and wherever he went, he attracted attention. By the time he turned eighteen, matchmakers were lining up at his door to propose marriage.

Unfortunately, although this young master Ning Yu appeared gentle, he also possessed the pride of an ordinary talented man and was unwilling to easily agree to the marriage. The Ning family's lineage had never been prosperous, and by the time of Master Ning, he only had this one son left, which made him extremely anxious.

Finally, some busybodies secretly discovered that the girl Ning Yu admired was actually Miss Wenqin.

"A match made in heaven by the sound of the zither," the third young lady of the Wen family, whose maiden name was Wenqin, was sixteen years old. She was beautiful and gentle. The beginning of their love was truly because Ning Yu played the zither so well that the beautiful lady came to visit after hearing the sound, and she fell in love at first sight.

Like other wealthy families in the city, the Ning family was well-off and owned a bank, which was quite famous in the area. When they learned of their son's feelings, Master Ning was overjoyed. He thought that the Ning family and the Wen family were a good match and that it was best to do good things as soon as possible. So he hurriedly picked an auspicious day and sent someone to propose marriage. The Wen family was satisfied with Ning Yu's good reputation and the fact that she was the only heir to the Ning family business. Soon the marriage was settled.

When young men and women fall in love, they inevitably spend time together under the moon and flowers, making vows of eternal love, whispering sweet nothings, and entwining with each other. After the engagement is arranged, the two gradually shed their initial shyness and openly appear as a couple. The whole city knows that they are a perfect match, a match made in heaven, causing countless young girls to have their dreams shattered and their hearts broken.

In the dim light, two figures embraced tenderly.

Only an old man stood on the street corner, letting out a sigh that no one could hear: "Such a fine physique for martial arts, yet he chose to get involved in calligraphy and painting. What a pity!"

.

A strong wind blew all night, and a huge fire broke out all night.

Everyone was jolted awake. The firelight illuminated half of the city, and everyone was terrified. Screams and cries filled the air. The wind continued, and the fire spread rapidly, affecting several nearby households, including the largest Ning Family Bank, which was right next door.

Fate played a cruel trick. The bank was too close to the fire, and by the time the fire was discovered, it was too late. The floor collapsed quickly, and the entire bank was engulfed in flames. Master Ning tried several times to go in himself, but his wife and children desperately stopped him. He couldn't care less about his reputation and knelt down to beg everyone for help. Unfortunately, the neighbors were all looking after their own homes and had no time to care about someone else's bank. Although more than a dozen employees ran around trying to put out the fire, it was all in vain and they were powerless to save the day.

All the account books were burned to ashes, and Master Ning fainted several times.

Ning Yu, dressed in flowing white, was lost in the crowd. She had never encountered such a great upheaval before. She wanted to help put out the fire and take stock of the losses, but she was also worried that her elderly and frail parents would not be able to withstand the blow. She was too busy to think about anything and was in a state of panic.

A dark cloud flew in silently and landed on the high city wall.

Gazing at the blood-red flames in the distance, the old man laughed loudly: "It's fate! It's fate!"

A wealthy young master would never pursue a particular profession, but things can change when he's desperate. And he happens to need an apprentice, a successor.

.

At dawn, the city's largest bank was gone, replaced by broken stones and ruins, black dust washed away by the water, and a few charred, smoking logs. A large crowd of people surrounded the ruins; they were all customers of the Ning family's bank. Panicked by the bank's collapse, people rushed to the door to cash out their money, creating chaos.

Those close to them sighed, while their enemies rejoiced. Fortunately, the Ning family's bank had a good reputation, so they swallowed their pride and said many kind words, finally managing to send everyone away.

But the money still had to be repaid. Seeing that the situation was hopeless, he really couldn't come up with much money to repay these debts. On the third night after the incident, Master Ning bowed a few times in front of the ancestral tablets, and then hanged himself when no one was paying attention. When he was found dead, the whole family held a funeral and wept bitterly. Ning Yu naturally wore mourning clothes and endured the grief to handle the affairs of state.

Before Master Ning was even buried, creditors came knocking again. Ning Yu, disregarding his grief, humbled himself and offered all sorts of polite words, finally settling the matter with some cash. But misfortune never comes singly; the blow to Madam Ning caused her to fall seriously ill. The servants and stewards all left, and the creditors came daily demanding payment. Ning Yu had no choice but to use the family's remaining silver to pay off some of them. For those who didn't receive their money, he had to move his belongings to pay off the debts, leaving the Ning family destitute. Fortunately, Miss Wenqin was sensible and not a heartless person. She would often secretly visit him and even used her own savings to pay for the old lady's medical treatment. However, Madam Ning was old and could not bear all this. She passed away in less than two months, leaving behind a tragic situation where even the cost of her coffin could not be raised.

In just two months, the Ning family held two funerals, leaving only Ning Yu. She had done everything she could, and finally, the creditors demanded the house deed. Just when she was at her wit's end, her old nemesis, Young Master Yu, came knocking on her door.

He smiled and waved his folding fan: "Brother, I have an idea. My father has been thinking about opening a bank for a long time. Now that everyone is here, we just happen to be short of an accountant. I have heard a lot about Brother Ning's talent. If you are willing to take the job for five years, I will help you keep this ancestral home. What do you say?"

This young master Yu is quite talented, but he and Ning Yu have always been at odds. Making this condition is nothing more than an attempt to humiliate him. How could anyone tolerate a dignified young master of the Ning family being reduced to a bookkeeper?

Ning Yu remained silent for a while before calmly replying, "Okay."

.

The Yu family's bank opened soon, on the site of the former Ning family's bank. The accountant behind the counter was none other than Ning Yu. Some people felt sorry for him, while others sympathized with him. However, Ning Yu himself remained indifferent to all of this. He watched as his former friends were all won over and befriended by Young Master Yu, but he remained calm. The only thing that made him a little uneasy was that Miss Wenqin had not been heard from for a long time.

Half a month later, Master Wen invited him over, but said that his daughter had reached the age to marry him and could not wait any longer, urging him to marry her as soon as possible.

Not only was the mourning period not over, but Ning Yu also had no money to marry her, so he had no choice but to politely decline.

Master Wen was very displeased: "Nephew, there is always an exception to everything. My daughter is now over sixteen. If you wait for her to observe three more years of mourning, wouldn't that be a waste of her youth?"

Ning Yu remained silent for a while before saying, "This junior wishes to annul the engagement."

Master Wen was overjo

……